Terms & Conditions

The following Terms and Conditions govern the use of thewealthbulletin.com and are in place to protect everyone who uses the website. It's Today Media LLC (owner of thewealthbulletin.com) has the right to revise and update these Terms and Conditions at any time without prior notification; therefore, you should visit this page periodically to review these Terms of Use.

1. Terms

By accessing the website at https://thewealthbulletin.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with said laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials on It's Today Media LLC's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials;
• use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• attempt to decompile or reverse engineer any software contained on thewealthbulletin.com;
• remove any copyright or other proprietary notations from the materials; or
• transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by It's Today Media LLC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on It's Today Media LLC's website and emails are provided on an "as is" basis. It's Today Media LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, It's Today Media LLC does not warrant or make any representations concerning the accuracy, completeness, currentness, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site. The materials appearing on It's Today Media LLC's website could include technical, typographical, or photographic errors. It's Today Media LLC may make changes to the materials contained on its website at any time without notice. However It's Today Media LLC does not make any commitment to update the materials.

4. Editorial Content

It's Today Media LLC is a publisher. Any information presented on the SmartInvestorsDaily's website and via email is generic, nonspecific, and for general information purposes only. We do not advocate the purchase or sale of any security or investment for any specific individual, and no financial information here should be considered personal advice. Stocks, futures, currencies, commodities, CFDs, options and all types of investment trading can have large potential rewards, but also carry large potential risks.

It's Today Media LLC has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by It's Today Media LLC of the site. Use of any such linked website is at the user's own risk.

5. Indemnification

In no event shall It's Today Media LLC or its licensors, suppliers, or any third parties mentioned be liable for any damages (including, without limitation, damages for loss of data or profit, personal injury, wrongful death, or business interruption), whether based on warranty, contract, tort, or any other legal theory, arising out of the use or inability to use the materials on It's Today Media LLC's website or email, even if It's Today Media LLC or an authorized representative has been notified orally or in writing of the possibility of such damage.

It's Today Media LLC is based in the United States and makes no claims that the content is appropriate or may be downloaded outside of the USA. Access to the content may not be legal by certain persons or in certain countries. If you access thewealthbulletin.com from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. All provisions survive the expiration or termination of these Terms and Conditions for any reason whatsoever.

Upon acceptance of these Terms and Conditions, you consent to defend, indemnify, and hold It's Today Media LLC, its officers, directors, employees, agents, licensors, and suppliers harmless from and against any claims, actions or demands, liabilities, and settlements, including without limitation, reasonable legal and accounting fees resulting from, or alleged to result from, your violation of these Terms and Conditions.

6. Age Requirement

You must be at least eighteen (18) years of age to access and use this Site. By using this Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms and Conditions. If you are under 18, you may not use this Site under any circumstances.

7. Electronic Communications

By using this Site or providing your email address or phone number to us, you consent to receive electronic communications from us. These communications may include notices about your account, promotional information, newsletters, and other marketing materials. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

8. No Professional Relationship

Your use of this Site does not create any professional relationship between you and It's Today Media LLC. Nothing on this Site constitutes financial advice, investment advice, tax advice, or legal advice. We are not a registered investment adviser, broker-dealer, or financial planner. You should consult with qualified professionals before making any financial decisions.

9. Investment Risk Disclosure

IMPORTANT: All investing involves risk, including the potential loss of principal. There is no guarantee that any investment strategy will be successful. Past performance does not guarantee future results. The information on this Site is provided for informational purposes only and should not be construed as investment advice or a recommendation to buy, sell, or hold any security.

You acknowledge and agree that:

• Any investment decisions you make are solely your responsibility;
• The value of investments may fluctuate and you may lose some or all of your investment;
• We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information provided;
• We are not responsible for any errors or omissions in information provided by third parties;
• Stock prices, analyst ratings, and other market data may be delayed or inaccurate;
• You should perform your own due diligence before making any investment decision.

10. Binding Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

You and It's Today Media LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms and Conditions or the use of the Site (collectively, "Disputes") will be resolved exclusively through binding individual arbitration rather than in court, except that you may assert claims in small claims court if your claims qualify.

Waiver of Jury Trial: YOU AND IT'S TODAY MEDIA LLC WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY.

Class Action Waiver: YOU AND IT'S TODAY MEDIA LLC AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and It's Today Media LLC agree otherwise, the arbitrator may not consolidate or join more than one person's or party's claims and may not otherwise preside over any form of a consolidated, representative, or class proceeding.

Any arbitration will be administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules. The arbitration will be conducted in the English language in Washoe County, Nevada, or at another mutually agreed location. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

11. Governing Law

These Terms and Conditions and any Disputes shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. To the extent that any lawsuit or court proceeding is permitted hereunder, you agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Delaware.

12. Modifications

It's Today Media LLC may revise these Terms and Conditions at any time without prior notice. By continuing to use this Site after any changes become effective, you agree to be bound by the revised terms. It is your responsibility to check this page periodically for changes. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes.

13. Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such finding shall not affect the validity of the remaining provisions, which shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

14. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices or policies published by us on the Site, constitute the entire agreement between you and It's Today Media LLC concerning your use of the Site. These Terms and Conditions supersede all prior or contemporaneous communications, whether electronic, oral, or written, between you and It's Today Media LLC regarding the Site.

15. Force Majeure

It's Today Media LLC shall not be liable for any failure or delay in performance of its obligations under these Terms and Conditions arising out of or caused by, directly or indirectly, forces beyond its reasonable control, including without limitation, strikes, work stoppages, accidents, acts of war or terrorism, civil or military disturbances, nuclear or natural catastrophes, interruptions of power, telecommunications or Internet services, acts of God, governmental actions, or any other event beyond the reasonable control of It's Today Media LLC.

16. No Waiver

The failure of It's Today Media LLC to enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms and Conditions will be effective only if in writing and signed by It's Today Media LLC.

17. SMS/Text Message Terms

By providing your mobile phone number and opting in to receive text messages, you consent to receive recurring automated marketing and informational text messages from SmartInvestorsDaily at the number provided. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP or contact us at [email protected].

Carriers are not liable for delayed or undelivered messages. Text messaging is not available in all areas, and service may be subject to interruptions beyond our control. We are not responsible for any delays or failures in the delivery of any text messages.

18. Third-Party Content and Services

Our Site may contain links to third-party websites, services, or content that are not owned or controlled by It's Today Media LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that It's Today Media LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

19. User Accounts

If you create an account on our Site, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.

20. Affiliate Disclosure

SmartInvestorsDaily participates in affiliate programs and may receive compensation for referrals or recommendations of products and services. When you click on links on our Site and make a purchase or sign up for a service, we may receive a commission. This compensation may influence what products we write about and where they appear on our Site. This does not affect our recommendations or analysis, which are based on our independent evaluation.