Privacy Policy

SmartInvestorsDaily ("we," "our," or "us") provides this privacy policy to describe how we collect, use, and share the information of individuals who visit our website at thewealthbulletin.com (the "Site").

Information we collect

The information that we collect falls into two categories:

Information provided by you

You may be asked to provide personal information when you visit our Site, including your name, phone number and email address, so that we may provide services to you. This information is used to deliver reports, content and marketing and customize your experience on our websites and email lists. We also use the information for target advertising on external ad networks, including sending you offers from selected partners.

We also may collect payment information from you so that you can pay for the services and products that we provide.

Information that we collect automatically

When you visit our Site, we may collect certain information automatically from your computer or mobile device, including your IP address, browser information, device information and other technical information. We also collect session information (date/time you are accessing our Site or interacting with our emails or forms), including the pages accessed and the links you clicked. This information is collected and maintained using cookies and similar technology (see discussion of Cookies below).

We collect this information improve the user experience by analyzing how users interact with our Site.

How we share your information

You can expect that we may disclose your information to the types of recipients:

• to other websites that are affiliated with our Site;
• to service providers that assist us with data processing services (i.e., analyzing data, providing marketing assistance, payment processors, or improving the user experience);
• to third parties, including third parties that may re-sell your information in order for them to market products and services we think may be of interest to you (see the section entitled Third-Party Advertisers below);
• as part of a corporate transaction that could result in a third party acquiring us, including a sale, merger, or acquisition, or other transfer of all or part of our assets;
• to law enforcement, government entities or agencies that regulate our business or to a similar third party where disclosure is compelled by laws, rules or regulations; or
• in any manner consistent with the consent that you provide when sharing your information with us.

Third-Party Advertisers

We may partner with ad networks and other ad serving providers that send ads on behalf of us and others on non-affiliated platforms. Some of those ads may be personalized, meaning that they are intended to be relevant to you based on information collected about your use of the Site.

Google Analytics

We use Google Analytics and other third-party services to improve the performance of the website and for analytics and marketing purposes. For more information about how Google Analytics collects and uses data when you use our Site, visit www.google.com/policies/privacy/partners, and to opt out of Google Analytics, visit tools.google.com/dlpage/gaoptout.

Cookies

Cookies are small files placed on your hard drive by an internet server when you visit a website. Some cookies can be used to identify your computer each time you visit a site. We use cookies to monitor site usage, traffic patterns and to deliver ads for services we think will be of interest to you.

Your browser may offer tools to limit the use of cookies or to delete cookies so you may disable or limit the use of cookies (which may also cause a lack of functionality with our Site).

Hyperlinks to Other Websites

Our Site may include hyperlinks to other websites that are operated or controlled by third parties. This privacy policy only applies to our Site and we are not responsible for the content or the privacy practices of third-party websites. You should review the privacy notices of other websites that you use to learn about their data practices.

Children's Privacy

Our Site is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information on this Site. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process your personal information, and applicable legal requirements.

We may retain certain information indefinitely for analytical purposes, even after you request deletion of your account, provided that such retained information is de-identified or aggregated.

Data Security

We implement reasonable security measures designed to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. You acknowledge and agree that you provide your personal information at your own risk.

We are not responsible for circumvention of any privacy settings or security measures we may have in place. In the event of a data breach, we will notify affected individuals and relevant authorities as required by applicable law.

International Data Transfers

Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that we transfer the information, including personal information, to the United States and process it there. Your consent to this privacy policy followed by your submission of such information represents your agreement to such transfer.

Your Choices

You may opt out of receiving promotional communications from us by following the instructions in those messages. If you opt out, we may still send you non-promotional communications, such as those about your account or our ongoing business relations.

Most web browsers are set to accept cookies by default. You can usually choose to set your browser to remove or reject browser cookies. If you choose to remove or reject cookies, this could affect certain features or services of our Site.

Third-Party Data Practices

We are not responsible for the privacy practices of any third parties to whom we may disclose your information. Once your information is shared with third parties, their use of that information is governed by their own privacy policies, and we have no control over their data practices. We encourage you to review the privacy policies of any third parties with whom you interact.

Updates

We reserve the right to update this privacy policy from time to time without prior notice. You can see when this privacy policy was last updated by checking the "last updated" date displayed at the top of this privacy policy. Your continued use of the Site after any changes to this privacy policy constitutes your acceptance of the revised policy.

Contact Us

If you have any questions or concerns about our this privacy policy or our use of your personal information, please email us at: [email protected]

930 Tahoe Blvd. Ste. 802 PMB 458
Incline Village, NV 89451

Certain State Privacy Rights

Nevada

Pursuant to Nevada law, Nevada residents may submit a request directing us not to make certain disclosures of personal information we maintain about them.

To exercise this right, please contact us.

California

This section contains disclosures required by the California Consumer Privacy Act ("CCPA") as amended by the California Privacy Rights Act ("CPRA"), and applies only to "personal information" that is subject to California law. This section supplements the rest of our privacy policy.

We collect the categories of personal information about California consumers identified in the chart below. In the past 12 months we have disclosed and sold California consumers' personal information to third parties for business or commercial purposes – details are set out in the chart below.

Categories of Sources

We collect this personal information from you and from other categories of sources such as: our affiliates; our customers; public and publicly available sources; our third-party resellers and referral partners, vendors, data suppliers and service providers; partners with which we offer co-branded services or engage in joint event or marketing activities; social networks; news outlets and related media; and the organization with which you are employed or affiliated.

How we use information about California Consumers

We use the personal information we collect for the business purposes as set forth in this privacy policy. We may share this personal information with: our affiliates; our customers; our vendors, service providers, suppliers, agents and representatives; joint venture partners; other entities offering products and services that may be of interest to you; resellers, distributors, referral partners and integrators; licensors of third-party applications (if you access a third-party application on our services through a license agreement with the licensor); and other parties where required by law or to protect our rights.

Your Rights

You have the right to request that we disclose to you (i) the categories of personal information we collected about you and the categories of sources from which we collected such information; (ii) the specific pieces of personal information we collected about you; (iii) the business or commercial purpose for collecting personal information about you; and (iv) the categories of personal information about you that we shared or disclosed and the categories of third parties with whom we shared or to whom we disclosed such information in the preceding 12 months. You also have the right to request that we delete personal information we collected from you subject to certain exceptions.

You also have the right to not be discriminated against in pricing and services because you exercise any of your rights under the CCPA.

To exercise any of the above rights, please contact us as follows:

• By phone at (800) 206-4738
• On our website by clicking on the "Do Not Sell My Info" link

You may be required to submit proof of your identity for these requests to be processed as a verifiable consumer request. We may not be able to comply with your request if we are unable to confirm your identity or to connect the information you submit in your request with personal information in our possession. You may designate an authorized agent to make a request on your behalf subject to proof of identity and authorization.

Right to Limit Use of Sensitive Personal Information

California residents have the right to limit the use of their sensitive personal information to purposes necessary to provide the goods or services you request. We do not use or disclose sensitive personal information for purposes other than those permitted under the CPRA.

Right to Opt-Out of Sale or Sharing

You have the right to opt out of the sale or sharing of your personal information. To exercise this right, please visit our "Do Not Sell My Personal Information" page.

Virginia, Colorado, Connecticut, and Utah Residents

If you are a resident of Virginia, Colorado, Connecticut, or Utah, you may have additional privacy rights under your state's consumer privacy laws, including the right to access, correct, delete, and obtain a copy of your personal data, and the right to opt out of the processing of your personal data for purposes of targeted advertising, sale of personal data, or profiling. To exercise these rights, please contact us using the information provided in this policy.

Disclosure Regarding Financial Content and Compensation

SmartInvestorsDaily may receive compensation from third parties, including advertisers, sponsors, and affiliate partners, for content published on our Site, including stock reports, research, and recommendations. This compensation may include flat fees, revenue sharing arrangements, or commissions based on subscriptions or sales generated through our Site.

You acknowledge and agree that:

• We may receive compensation for featuring or recommending certain products, services, or securities;
• Such compensation may influence the content, topics, or products we recommend;
• We may have financial relationships with companies whose securities we discuss;
• Any opinions expressed are our own and do not constitute investment advice;
• Past performance of any security discussed is not indicative of future results.

For specific disclosures regarding compensation for any particular content, please review the disclaimers provided with that content.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SMART INVESTORS DAILY AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SITE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SITE; (III) ANY CONTENT OBTAINED FROM THE SITE; AND (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.